Prenups aren’t just for the ultra-wealthy anymore. Here’s why more UK couples are considering them—and how you can get one too.

The Rise of Prenups in the UK

A decade ago, prenuptial agreements—or “prenups”—were often associated with celebrity marriages and millionaires. But today, more everyday couples across the UK are asking the question: “Should I get a prenup?”

The truth is, prenups are no longer just about protecting mansions or family fortunes. They’ve become a practical part of relationship planning—just like mortgages or wills.

Recent statistics show a noticeable increase in prenups across England, Wales, and Scotland, particularly among millennials and professionals entering second marriages or bringing assets into a relationship. With property ownership at younger ages, rising divorce rates, and a desire for financial clarity, more couples are choosing to protect their futures before saying “I do.”

What Exactly Is a Prenup?

A prenuptial agreement is a legal document signed before marriage. It outlines how a couple’s assets and finances would be divided if the marriage were to end—either through divorce or death.

While prenups are not automatically legally binding in England and Wales, courts do take them seriously—especially if the agreement was entered into fairly, with both parties receiving independent legal advice and full financial disclosure.

In Scotland, prenups carry more legal weight and are often enforced if they meet proper legal standards.

Why Are More Couples Asking “Should I Get a Prenup?”

There are many reasons couples are having this conversation, and they go far beyond just wealth.

One major factor is the rise in property ownership prior to marriage. Many individuals now buy homes independently before tying the knot. A prenup can help ensure that if things don’t work out, each person retains what they brought into the marriage.

Another reason is blended families. Second marriages often involve children from previous relationships. A prenup can clarify how assets should be handled to protect children’s inheritance rights.

There’s also the practical reality that divorce can be financially draining and emotionally messy. A prenup can significantly reduce conflict and legal costs if the relationship ends.

And finally, many couples say a prenup simply helps them start marriage with financial transparency. Discussing things like savings, debt, and future expectations—while potentially awkward—can actually strengthen the relationship in the long run.

Common Misconceptions About Prenups

A lot of people assume that asking for a prenup means you’re expecting the marriage to fail. But in reality, it’s about planning for the unexpected—not assuming the worst.

Others believe prenups are only for the rich. That’s simply not true anymore. Today, they’re often used to protect pensions, inheritances, savings, or even future business earnings.

There’s also a growing recognition that financial disputes are one of the leading causes of divorce. A prenup can help prevent money-related misunderstandings down the line.

How to Get a Prenup in the UK

If you’re thinking about how to get a prenup, the process is more straightforward than you might expect—though it does require some careful planning.

First, both partners should fully disclose their financial situations. This includes income, savings, property, debts, pensions, and any other financial interests.

Each person must also obtain independent legal advice. This ensures that neither party is pressured into the agreement and that the terms are fair and understood by both.

Ideally, the prenup should be completed and signed at least 28 days before the wedding. This helps ensure the agreement is viewed as valid by the courts and not something created under pressure.

Working with a family solicitor experienced in prenuptial agreements is key. They’ll help you draft a document that meets legal standards and has the best chance of being upheld if challenged.

This is the official and most reliable directory for solicitors in England and Wales.

Visit: https://solicitors.lawsociety.org.uk 

You can search by area of law (e.g., family law or prenuptial agreements), postcode, or firm name.

What Can Be Included in a Prenup?

Prenups can cover a wide range of financial matters, including:

• Division of property and assets
• Treatment of pre-marital property
• Management of debts
• Provisions for inheritance or family trusts
• Business ownership or future profits
• Arrangements for spousal support or maintenance

However, they cannot dictate child custody or child support arrangements, as these are always determined by the courts based on the child’s best interests.

Are Prenups Legally Binding in the UK?

In England and Wales, prenups are not legally binding in the strictest sense, but they are increasingly upheld by courts—especially since the landmark 2010 Supreme Court case Radmacher v Granatino.

For a prenup to carry weight, it should:

• Be entered into freely
• Be fair and reasonable
• Include full financial disclosure
• Be signed well before the wedding
• Involve independent legal advice for both parties

In Scotland, prenuptial agreements are typically enforceable provided they meet basic legal criteria.

Should I Get a Prenup?

If you own assets, have children from a previous relationship, are entering marriage with significant savings or debts, or simply want financial clarity, the answer might be yes.

A prenup can help you and your partner start your marriage on solid ground—with mutual understanding and fewer surprises.

It’s not a sign of distrust—it’s a sign of maturity and shared responsibility.

Looks Like a Good Choice!

Talking about money before marriage might not seem romantic, but it’s one of the most important conversations you can have. Whether you’re protecting a home, a future business, or just peace of mind, a prenuptial agreement can give both partners a sense of clarity and control.

More couples in the UK are asking, “Should I get a prenup?”

The growing answer is: if it makes sense for your circumstances, there’s no reason not to.

If you’re considering your options, speak to a solicitor early. Knowing how to get a prenup is the first step toward making an informed decision about your financial future—together.